Vault

The Process

When you think about the services we provide for our clients, think of points on a circle or wheel.  There are three broad areas where we are uniquely positioned to add value to you, the client.

Let’s break it down a little.  First there is the big picture, strategic level planning which gives a client the sense of direction they need to make good money decisions.  It changes how they view money and the wealth building process and let’s them reduce risk in their financial lives while that takes place.

The second main area is where we help clients with choosing their investments.  We strongly believe in the modern portfolio theory of asset allocation.  Sharpe and Markowitz won a Nobel Prize in economics for their research in how portfolios grow over time.  What they found was that portfolios with multiple types of assets grew faster than single asset class portfolios over time.

They also found that multi asset class portfolios had less of the big swings in value which means they grow with less risk over time.  We have invested thousands of dollars in software which lets us properly design portfolios to attempt to get the growth we seek with the lowest amount of risk.

Finally, we have a one of a kind tool called The Living Balance Sheet ^sm which lets our clients track and keep up with their investments, debt and financial position.  It electronically goes out each night and updates, over the web, what their portfolios do so that each client can monitor where they stand. It also has a digital archive so each client can safely upload important information and have it available wherever they can access the web.  Imagine traveling to another city and having copies of your health insurance, car insurance, wills, trusts or even pictures of your wedding available to be downloaded at your convenience.